housing forecast

Housing Forecast- Two Years of Growth 2016-2017

Housing Forecast 2016-2017: Two Years Of Growth

I connect the dots between the economy and business decisions.

More housing units are being occupied, and that dictates a strengthening market in 2016. Higher mortgage rates will eventually take their toll, but we’re 18 to 24 months away from that. In 2016 and 2017, housing construction will increase and home prices will rise.

The number of housing units actually occupied has increased by two million units over the past four quarters (which I highlighted in my recent economics newsletter, free to my best friends). We only built 1.1 million new units, so the additional 900,000 units occupied came from previously-vacant housing.

Housing Occupancy

The housing occupancy data (Table 8) come from a survey that isn’t perfect, but it’s good enough to tell us that we are underbuilding housing right now. The new occupancy comes partly from population growth, but that only accounts for half the increased demand. The other half comes from adult children moving out of their parents’ basements, singles living without roommates now, and couples getting divorced. This pool of people setting up new households isn’t large enough for many years of growth, but it’s good enough for a year or two.

Mortgage interest rates will rise, partly due to the Federal Reserve’s tightening and partly because global demand for credit will increase faster than global supply of savings. Historical patterns show that in the first and sometimes second year of rising mortgage rates, housing starts continue to rise, fueled by strong economic growth. Eventually, though, higher interest rates prevent further improvement in the housing market, and sometimes a contraction. So long as new construction isn’t overdone in 2016, I expect a leveling off in late 2017 and 2018, not an outright decline.

Home prices should reflect this trend: up for 18 to 24 months, then flat for a year or two.

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flowers for new bedford ma

Real Estate Market “Blooming”

lBOLD Moves Real Estate

The real estate market is “blooming” so to speak or booming as we normally think.  Despite the hot, humid weather and lack of rain, the real estate market is busy.  People are out looking and inventory is low, so houses are moving quickly.

Just like this sunflower beautifully blooming amid a dry, slow garden, your house can look like a standout in the neighborhood.

Consider having your home staged.  Stagers have great ideas to put your home in its best light.  They can give you ideas for projects to do yourself or they can do the staging, even bringing in or removing furniture to give your home a bright, airy feel.  Homes that are staged sell quicker with less days on the market.

On the outside, use your water wisely.  You want your landscaping to stay plush and green and your flowers colorful.  Water in the evening or early morning and consider soaker hoses.  Watering deeply at the roots is what they need.  Sprinklers sometimes can waste water if they are not set properly.  You don’t want to be watering your sidewalk or street.

It’s been a long, hot summer but with a little strategic planning, you can get your house on the market and ready to sell.  It’s a great time since interest rates are still low as well as inventory.

Visit for all your real estate questions.  We offer our talented stager, Laura Severino to get your house market ready.

This blog was posted on on August 18,2016


agent rising

BOLD Moves Real Estate Celebrates 10th Year Anniversary


BOLD Moves Real Estate celebrated their 10th Year Anniversary this month with a wonderful party for all the BOLDIES and their families hosted by Michelle Saltmarsh at her beautiful home in Mattapoisett.  Broker/owner Kate Lanagan MacGregor stated two main reasons for their success.  Professionally, she credits a deep commitment to excellence.  Personally, she shared that BOLD Moves Associates, affectionately called BOLDIES, are like a tribe, protecting one another and supporting the common goals.  With almost no turnover, she believes the culture of   ‘loving what you do’ and associates’ encouragement for their own authentic branding are the strategic differentiators of BOLD Moves Real Estate!  Each BOLDIE knows they are not alone in their career.  Everyone looks out for one another and has ‘each other’s back’.  There is nothing this tribe cannot accomplish together.

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Visit our website at and learn more about what makes BOLD Moves Real Estate BOLD!   Meet the team of BOLDIES and see how they can help you with your real estate needs.

This blog was posted on on July 19, 2016.

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Buying a House in Massachusetts

The back porch of a twoi-family home is seen in Everett, Massachusetts June 11, 2013. It is listed for $399,900 by Jackie Forman of Century 21 North Shore.
Even Middlesex county, which has been on a price roll for years now, also saw its median price slip, albeit by a modest 1 percent, to $433,000. Jessica Rinaldi for the Boston Globe

Red hot home prices across Massachusetts are cooling a bit as we head into the spring market in some good news for stressed out buyers.

Sales are surging as we head into spring, with the 6,294 homes that changed hands across the state in the first two months of 2016 representing a 27 percent increase over last year, reports The Warren Group, publisher of Banker & Tradesman.

But the median price of a home in Massachusetts fell nearly 5 percent in February, pushing it to just below the $300,000 mark from $312,500 last year.

Condo sales and prices followed the same pattern. While condo sales rose 26 percent during the year’s first two months, the median price fell 3.2 percent in the same period to $285,000.

“With a mild winter behind us and the spring market beginning to heat up, the year is off to a very strong start,” said Timothy M. Warren Jr., CEO of The Warren Group, in a statement. “Though fairly moderate, the drops in median sale prices for both single-family homes and condos bring welcome relief as the state struggles with high housing costs.”

The biggest drop in home prices came on the Cape, with Barnstable County recording a 10 percent decline in its median price, to $315,000.

On the South Shore, the median price in Plymouth County fell 3 percent, to $285,000. Condo prices fell 9 percent, to $225,000, according to The Warren Group.

Surprisingly, Middlesex County, which includes the wealthy western suburbs and which has been on a price roll for years now, also saw its median price slip, albeit by a modest 1 percent, to $433,000.

Home prices have been on fire in Essex County, which includes the North Shore, Cape Ann and the Merrimack Valley. But that upward momentum also appears to be slowing, with prices flat during the first two months of the year, at $350,000, Warren Group stats show.

However, Boston and the handful of surrounding communities in Suffolk County such as Winthrop and Revere so far are bucking the cooling trend, with the median price of a home in the county jumping 5 percent, to $420,000.

Visit for more real estate news and the information you need to become a real estate agent with Agent Rising Real Estate School.  Become a Southcoast Massachusetts agent.

Summer 2016

Real Estate Market Trends for Summer 2016

Real Estate Market Trends For Summer 2016


Real Estate Market Trends for Summer 2016

Another spring is over, another summer just begun. As we head into the warmest months of the year, the real estate market typically tends to cool a bit, following the hottest buying season of the year. But with everything that’s happened in the housing market over the last few years, 2016 may be anything by typical. So let’s take a look at what may be in store for this summer.
real estate market trends 2016

Lack of Available Homes to Purchase Likely to Remain an Issue

As the rental market has continued to heat up over the last few years, a general lack of inventory has slowed sales in many markets nationwide. This has been a primary driver of prices post-crisis, but with prices likely to “normalize” or at least slow their steady climb over the course of the summer, lack of inventory may be less of an issue than it has been recently.

Trouble With Financing for Younger Buyers Likely to Remain an Issue

Millennials, the second largest generation in the history of the United States and the largest living generation, are still having a difficult time making it into the market. Despite their expressed desire to own their own homes, many younger buyers are having trouble getting the funds together to meet the current down payment requirements for financing a home.

This is primarily due to a combination of massive student loan debt, rising rents, and stagnant wages. The federal government may ease some financing restrictions put in place following the recession, but announcements have not been forthcoming.

real estate trends 2016

Rising Rents, Lack of Rental Inventory, and Stabilizing Home Prices

The rental market will most likely continue to heat up through the summer, making rental inventory an even greater issue as home prices continue to stabilize, following a period of significant growth. This will likely provide incentive for a great many buyers who may not otherwise have entered the market this summer.

However, mortgage rates are also expected to continue to climb. This will drive up debt-to-income ratios, especially in areas with the highest home prices, keeping some out of the market for credit issues mentioned above while driving others into the market looking to capitalize on lower rates than they will be able to get for what may be a very long time.

The Bigger Picture

So, what does it all mean? Despite, the challenges to many hoping to enter the market as buyers this year, rising rental rates coupled with moderate growth in home prices and rising mortgage rates should drive a busier than typical summer buying season. However, lack of available homes in some areas will present an issue to many buyers.

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This blog was posted on on June 30, 2016.



Agent Rising Real Estate School

Agent Rising Real Estate School Classes

Agent Rising Real Estate School

Become a real estate agent with Agent Rising Real Estate School.  Classes have just started but Agent Rising has a rolling admission policy.  Don’t despair if you missed the latest start-up date.   You can start your classes to becoming a real estate agent at any point.

Visit the Agent Rising Real Estate School  to experience the most convenient and flexible school available. Workshops, and independent learning at our BOLD Welcome Center can help you create the perfect schedule and learning opportunities.

We make use of IPad, Video, Power Point, Audio, Hands On, Flash Cards, and other learning tools to fit your learning style and ensure your success!

We also invite you to total immersion by being part of the BOLD Moves Real Estate culture, joining us for Sales Meetings, and working your independent learning hours in the hub of activity. Start your business building from day 1! See first hand what it feels like to be in this amazing profession!

Just give Marie a call at 508-207-3186 or visit for more information.



Six Landscaping Mistakes


landscaping6 Landscaping Mistakes That Will Destroy Your Yard
Jamie Wiebe

6:30 am ET
March 29, 2016

As warmer temps approach—quite slowly, depending on your part of the country—you might already be sweating your lawn. And with good reason: Good landscaping can add up to 28% to the overall value of a home.

But even for those blessed with the greenest of thumbs, landscaping offers plenty of potential for disaster: Do too little, and the effect won’t be noticeable. Too much, and everything might die. And introduce the wrong plant? Say goodbye to your entire yard. Scary!

Here are six big DIY landscaping pitfalls to avoid like a case of poison oak—straight from the pros!

1. Planting ‘mulch volcanoes’

Don’t stop there—flatten (loosely!) your mulch to avoid a volcano.
Don’t suffocate your newly planted trees with the dreaded “mulch volcanoes”—piles of the insulating organic matter that rise as high as a foot up the trunk, says central Virginia arborist Michael Rittenhouse Rigby.

Mulch is designed to control the soil temperature and keep it moisturized—but to do so properly, it must be applied loosely. Tight packing strangles the tree and softens the root collar, a nonwaterproof section of the tree’s trunk. The result: rot, invasive insects, and suffocated roots.

“Mulch mounds may look like the norm, but it’s a harmful practice,” Rigby says. Remember kids: Mulch mounds are not cool.

2. Choosing wrong or ‘dangerous’ plants

Feathery fountain grass can pose a fire hazard.
One of the biggest mistakes an amateur landscaper can make is choosing an invasive plant, which can quickly grow out of control.

The biggest offender? Bamboo—it’s almost impossible to control. Without your own giant panda to do the trimming, you’ll find your yard overrun with tall, tough stalks that take years to fully remove.

Other offenders? The plants often found in “drought-tolerant” sections of big-box nurseries, according to Cassy Aoyagi, the president of FormLA Landscaping in Tujunga, CA.

In particular, beware of Mexican feather grass, fountain grasses, and pampas grasses, which can be fire hazards due to their dry leaves and flowering stalks.

“Having this sort of foliage on slopes can be especially dangerous in an El Niño year,” Aoyagi says.

3. Poor planning

Just like your class photos, tall ones go to the back.
Before you even put your hands in the dirt, carefully work out a design on graph paper to understand your space requirements, advises landscaper John Crider of Crider Landscaping in Soddy Daisy, TN.

“Measurements are key,” Crider says. “Like a good carpenter, measure two times and cut once.”

For small areas, stick with flowering perennials and skip large shrubs. As a general rule, taller plants should go toward the back and smaller plants in front.

Once you know what size foliage can fit without overcrowding, research specific plants (Crider suggests using Pollinator Partnership) and sketch them into your design.

And even if it can fit, don’t plant too big—that’s a rookie mistake.

Large foliage might look impressive, but it has a hard time taking root. Small foliage grows nicely and has a better chance of survival.

4. Using too much gravel

This gravel’s too hot to handle.
With drought-tolerant landscaping, you can have too much of a good thing. Enter gravel, landscaping’s double-edged sword.

Gravel does save water. But it also reflects heat toward any plants nearby, damaging all but the hardiest plants. Any heat that gravel doesn’t reflect, it absorbs, essentially baking the roots of your plants.

And that’s to say nothing of future plantings: Gravel can get mixed into the underlying soil, making it too hard to absorb rainwater, Aoyagi says. And it’s nigh impossible to add more foliage to hard, dry soil—meaning you’ll be stuck with the plants you already have.

5. Installing artificial grass improperly

Fake grass can still give you some real problems.
Sometimes the grass really is greener on the other side. But only if you install it correctly.
There’s nothing wrong with choosing fake grass over the real stuff, especially if you live in a drought-ridden region. Today’s artificial turf is almost indistinguishable from a live, lush lawn, minus the upkeep.

They key is to make sure you’re installing it correctly—not just plopping it on top of your dirt. You’ll want to consult an expert, but generally, you should excavate 3 inches below the finished grade and install a sub-base, according to Chad Vander Veen, marketing and communications manager for Purchase Green Artificial Grass.

Because native soil expands and contracts depending on its water content, it can create “wrinkles, dimples, or soft spots, and a very uneven surface,” Vander Veen says. A sub-base “will ensure an artificial grass installation will continue to look good for the duration of its 15- to 20-year life.”

If you’re using multiple pieces of turf, you’ll want to make sure they’re properly seamed. Discuss the best way to lay your turf with your supplier, who can help you create a clean, unnoticeable line.

6. Building out near trees

Damage to tree roots could creep up on you. Get it?
Thinking of adding an in-law suite? Or perhaps you want to make your garage into a man cave. We’re all for it. But if your yard features large trees, you’ll need to protect them before embarking on any construction that might touch the roots.

You might not see the dire effects of damaged roots for quite a while—until a storm causes the rotting trunk to come crashing onto your roof. Or, if you put your home on the market, that giant dying limb hanging over your daughter’s bedroom could knock thousands off any offer, Rigby says.

Hire a tree care specialist if you’re planning any construction projects in your yard. Experts can ensure your work doesn’t touch the delicate root system, which causes irreparable—and expensive—damage.

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5 Tips to be a Successful Real Estate Agent

real estate agentWhat are the 5 Tips to be a Successful Real Estate Agent?

1. Treat it like a Job. Go to work at 9 am (or whatever your designated “working hours” are) and start your day. Offer to help with what is needed. Dress and act professionally. Act “AS IF”.  If you can, shadow a fellow agent and learn from watching and asking questions.

2. Follow a training Plan. Whatever your sales training is, do it the way it is laid out for you. Don’t get creative or skip corners. If your company does not provide a training program, use other resources to follow one. Make your car a traveling classroom.

3. Join a Committee at the Board of Realtors. Become embedded in your professional board. Take advantage of what State and National Associations of Realtors has to offer. Treat other Realtors as your A+ customers. Go to events!

4. Volunteer on a Local Level. Become an integral part of your community. Southcoast- Serves ( has many volunteer opportunities if you don’t have any favorites. Check out our new merged Realtor Association of Southeastern Massachusetts ( RASM) for volunteer opportunities.

5. Become Dedicated and Informed. Work toward certifications, Follow Real Estate News through sources like Inman News, Bloomsberg, and MAR and NAR. Get on their email news flashes.

Please contact us at Agent Rising with any questions you may have. We can help you jump start your career and get you noticed.  New real estate classes have just begun.  It’s not too late to join.  Call Marie for more information at 508-207-3186 or visit.

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Kate Lanagan MacGregor

Northeast Association of Realtors Conference and Expo

Kate at expo

The Northeast Association of Realtors Conference and Expo was held last Wednesday, May 4th at the Radisson Hotel in Chelmsford, MA.  This conference is designed for realtors with tips and strategies to get the most return out of your investment.  The conference was packed with informative sessions and incredible speakers from local companies.

Kate Lanagan MacGregor from BOLD Moves Real Estate, Beyond BOLD Media and Agent Rising Real Estate School was one of the scheduled speakers.  BOLDIES from BOLD Moves Real Estate were in attendance to listen to Kate’s informative sessions:

What’s Your Webutation?   Discovering your online reputation and using tools to create and support the webutation you’d like to portray online.  The tools include Facebook, Linked In, Twitter, Google+, You Tube, Periscope, Instagram and Snap Chat.

Gratitude Marketing.  As high tech as Kate is, she still believes in balancing technology with high touch marketing.  This means personal heartfelt,  hand written notes to people you interact with on a daily basis.  She shows how to create a marketing system and get into the habit of a handwritten note a day in her BOLD Day Challenge.

The conference made for a great day of real estate learning and interacting with fellow real estate agents and all the people involved in the industry.

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Mother's Day

Mother’s Day Marketing


Mother’s Day is a wonderful tradition that goes back almost 100 years. In 1914 President Woodrow Wilson issued a proclamation that established the second Sunday in May as Mother’s Day and invited Americans to display the flag outside their homes as a “public expression of our love and reverence for the mothers of our country.” In more recent years, customary celebrations of Mother’s Day include cards, gifts, and taking Mom to brunch or dinner. The holiday may also offer an opportunity for real estate agents to do some discreet and tasteful marketing.


Some real estate agents feel that Mother’s Day is simply too slow a day to make an open house worthwhile. But not everyone is lucky enough to be able to spend Mother’s Day with Mom. If you do decide to hold an open house, take the opportunity to celebrate the day appropriately. Handing out a flower to all the women who attend the open house is a nice touch, for instance. The results of a recent survey indicate that the number one present that moms want for Mother’s Day is a gift card for their favorite store, so you could also hold a raffle for a “Gift Card for Mom” that attendees can enter by signing in at the open house. If you collect email addresses as part of your sign-in process, send out emails that evening thanking attendees for spending part of their Mother’s Day at your event.


It’s always appropriate to wish your social media followers a happy holiday. And Mother’s Day is certainly an occasion that you can use to engage your followers on Twitter and Facebook , or share a striking image on Instagram. A 2012 study by blogging giant Hubspot found that posts that included a photo generated more than 50% more Likes on Facebook and twice as many user comments than those with no photograph. If you can’t find a good picture, get out your phone and take a photograph of the flowers you’re sending to your Mom! Or you could post useful information, such as a list of the Top 10 places for a Mother’s Day brunch or dinner in your neighborhood or city. Something to consider when you’re sharing a link: a study by Buddy Media found that while short concise posts get more engagement than longer ones, Facebook posts that used a full-length URL resulted in three times as much user engagement than posts that utilized a link shortener such as It’s an indication that Facebook users would prefer to see where a link would take them on the web—a sensible attitude, considering that many users are accessing the site via their mobile devices, which don’t always have the same level of security that a computer does.


Holidays such as Mother’s Day can also be a boon for real estate agents who sometimes struggle to write engaging blog posts week after week. You could write about the history of the holiday, the best movies to take your mother to see, ideas for homemade gifts, or more personal posts such as “The Best Advice My Mom Ever Gave Me,” or “Why Mothers Make Good Realtors.” If you’ve helped a family buy a starter home recently, you could write about how happy Mrs. Garcia was the moment she walked through the door of her new house and how good you felt knowing that raising her family was going to be a lot easier in their new dream home.


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