Posts

time management

Tips for Managing Your Time in Real Estate

Real Estate can be a time consuming career, but there are many tips for managing your time and making time for personal and family life. 

Real estate agents spend a lot of time on support activities which include: prospecting, lead follow-up, taking listings and making sales. You can’t avoid these activities which support your career, but you can try to handle them more efficiently and with less time.

One helpful tip is to make chunks of time.  MLS searches, filing, faxing, copying and clouding are some tasks you can try to do in one session at a certain day of the week instead of constant interruptions of your day. Keep a list of what needs to be done and set aside a certain amount of time one day a week to tackle.

Also block a certain amount of time each day to search the web and do other web-related activities. Keep a time limit so you don’t become too distracted on unimportant activities.

Pick a certain time of day for prospecting by writing thank-you notes and sending out pop-bys . This will keep you at the forefront of your clients’ mind.

Another good tip is to give a quick call to your active clients and listings on a certain day each week. Even if you don’t have anything new to report, at least they know you are keeping them informed and on the job. A “just checking in” call is always appreciated.

Turn your phone off at a certain time each night to enjoy dinner and family time.  Your clients can wait until the morning if anything comes up.

Pick a day or two each week for family activities and personal time.  Working 24-7 will wear you out quickly.  You want to be efficient but time off is important too.

Please visit us at www.agentrising.com for more helpful information. Are you ready to start your real estate career? We offer online as well as Live classes. Already an agent? We also offer continuing education.  Call 508-997*-8844

Agent Rising Real Estate School Starting New Classes

workshop_sm

Agent Rising Real Estate School helps you reach your dreams! Are you ready for a change of career?  Did you always dream of being a real estate agent?  Now is the time to put those dreams into reality! Agent Rising Real Estate School is starting new workshops September 8th at the BOLD Welcome Center on Fairhaven Rd. in Mattapoisett. Times don’t work? We will help you with independent office hours!

Join Kate Lanagan MacGregor, Dawn Devlin and Marie Greany as they help you through the process of becoming a real estate agent.

Classes are held Monday and Thursday from 5-8 pm.  Join our seasoned pros in helping you obtain your real estate license and get started on a great career.

It’s not too late to enroll.  Call Marie at 508-207-3186.   Visit www.agentrising.com for more information.

Betty Tripanier

BOLD Moves Real Estate Welcomes Betty Tripanier

Betty TripanierBOLD Moves Real Estate is pleased to introduce Betty Tripanier, new agent.  Elizabeth (Betty) Tripanier has lived in Rochester with her husband Edgar for 38 years. She originally grew up in Fairhaven.  Betty has three incredible grown children, 9 grandchildren and two great grandchildren.

Betty is excited to have a great new opportunity to work with The BOLD Moves Team.  She has worked in Cooperate America for Avon Products as a District Sales Manager  for over twenty years.

Currently Betty and her husband  own and operate NEVER HOME BAIT AND TACKLE and have for the past 12 years.

She  will do her best to treat you with honesty, integrity, and professionalism.  Buying a home is one of your most important life events.   Let Betty help your Dreams be Bright and Bold.

Call or Text Betty at 508-728-7997

Betty@Boldrealtors.com

Realtor, Broker,Bonded

Visit www.agentrising.com to start your real estate career or tips on fine tuning your real estate career.

solar panels

Leasing Solar Panels and Real Estate

solar panelsHank Investigates: Leased Solar Panels

Posted: Mar 10, 2016 7:16 PMUpdated: Mar 10, 2016 10:37 PM

These are the rooftops of Massachusetts, North shore, South shore–and as you can see from Sky 7 many of them these days have something in common: New solar panels, with more going up every day.This is Joanne Gardner’s house in Beverly, she leases her panels from a solar company. The Gardner’s hoped going green would cut their electric bill, and it did.

Joann Gardner, Homeowner: “Yeah, they’ve proven a savings.”

So Joanne’s happy with her panels, but not the financial surprise that came with them.

When she applied for a federally-insured reverse mortgage on her home, the lender denied it saying, “the solar panel issue cannot be resolved.”

Joann Gardner, Homeowner: “I was shocked.”

The solar panel issue? Our investigation found it’s a doozy. The leasing contract you sign may mean:  If you want to sell your home, or get a home equity loan, or get a reverse mortgage, you may not have complete financial control over your own home!

Rhonda Siciliano, U.S. Dept. Housing and Urban Development (HUD): “I’m thankful that you’re doing this because it’s good for people to be aware.”

Here’s JoAnne’s 20 year leasing contract, it says if she wants to sell her house with the solar lease, the solar company has to approve the new buyer.

Otherwise she has to buy the panels, which she told us would cost more than twenty thousand dollars.

But what it doesn’t say, because of that, Federal Housing Administration regulations prohibit the FHA from okaying her loan.

Hank: “Even if a homeowner read that contract thoroughly, they wouldn’t know that?”

Rhonda Siciliano, HUD: “Unless, you know, they had studied the FHA regulations they probably wouldn’t, no.”

And this could be a problem for anyone with certain leased solar panel contracts who applies for the millions of federally insured mortgages and loans the FHA handles.

Hank: “So if a homeowner has leased solar panels with those restrictions the Feds are going to say no?”

Rhonda Siciliano, HUD: “That’s correct.”

Other angry homeowners who’ve leased their solar panels complain they’ve had trouble getting home equity loans through their banks.

Hank: “Is this a big deal?”

Register John O’Brien Southern Essex District Registry of Deeds: “It’s a big deal.”

Here’s why: Their solar companies attached these UCC financing statements to the home’s records at the registry of deeds. We found thousands of them in Massachusetts. They’re an alert that the owner of the house has a leasing contract, and though the homeowner owns the house, the solar company owns the panels.  Officials told me when some lenders or banks discover that, it could cause a problem.

Hank: “Do you think homeowners know this?”

O’Brien: “No, I don’t.”

The solar industry knows it.

Chet McGensy, Solar Energy Industries Association: “Yes, across the country there have been consumers who have had problems, or challenges obtaining loans.”

But solar trade association officials told us it’s because the industry is so new. They say the Feds are misinterpreting their own regulations, and insist customers should not be denied loans just because they lease solar panels.

Hank: “So right now is there some confusion here?”

Chet McGensy, Solar Energy Industries Association: “Oh, absolutely, I think there’s absolutely some  confusion, and  the solar industry is dedicated to continually working with the agencies to clarify those issues.”

The Massachusetts Attorney General:
Maura Healy, Massachusetts Attorney General: “You’d better believe we’ll take a look at it.”

Says she’s all for going green, as long as there’s sunshine on every transaction.

Maura Healy, Massachusetts Attorney General: “We just want to make sure that disclosures are made and nobody gets hurt in the process. Especially that nobody gets surprised.”

Now after our story, the Attorney General’s Office and Southern Essex County Registry of Deeds now tell us they are putting out consumer advisories.

The Massachusetts Attorney General’s Office consumer advisory:

Click on “Advice for Consumers on Solar Panel Installation”:
http://www.mass.gov/ago/doing-business-in-massachusetts/energy-and-utilities/help-for-consumers/

If you’d like to contact the AG’s office for more information or to file a complaint you can call: 617-727-8400.

The Southern Essex County Registry of Deeds consumer advisory:
Go to “Registry Updates”: salemdeeds.com/salemdeeds/

Under current FHA policies, a borrower who has leased the solar panels on his home may be eligible for an FHA-insured mortgage (including a Home Equity Conversion Mortgage, known as a HECM) provided the solar panel lease does not contain any restrictions that either prevent the borrower from freely transferring the mortgaged property, or that limit the assumability of the mortgage beyond applicable FHA guidelines.  This restriction is found in FHA’s regulations at 24 CFR 203.41.

HUD has an FAQ on this subject:  http://hudgov.prod.parature.com/link/portal/57345/57355/Article/8427/Is-a-home-with-a-leased-energy-system-or-power-purchase-agreement-eligible-for-an-FHA-mortgage

HUD says: Under our current guidance, the Massachusetts homeowner who applied for a HECM (an FHA-insured reverse mortgage) had a 20-year lease on the solar panels on her home.  Her contract required her to obtain the solar leasing company’s approval of any prospective buyer, which limited the homeowner’s ability to transfer her home and this would not comply with our requirements at 24 CFR 203.41.

Solar Energy Industry Association: 

Different solar companies have different contracts. The Solar Energy Industry Association (SEIA) says: “It’s very important that the contract is based on the solar industry’s standard contract template, available on SEIA’s website http://www.seia.org/research-resources/nrel-model-leases-ppas. The solar industry is constantly in contact with the major housing regulators, banks and title companies to ensure that the standard contracts are compliant with all laws and do not limit a customer’s ability to sell or refinance their home. Incidents like the one you are describing should not happen, and we encourage all solar companies to adopt the SEIA contract templates and for customers to ask their solar provider if they are using the standard contracts.”

This is a link to SEIA’s consumer guide to solar power:
http://www.seia.org/research-resources/residential-consumer-guide-solar-power

Visit www.whdh.com for more info.

Visit www.boldmovesrealestate.com for the latest in trends that may affect the housing market in a negative or positive way.   We are the experts on real estate in our community.

This blog was posted on www.boldmovesrealestate.com on March 12, 2016.

Agent Rising

New Bedford Celebration Day in Fort Myers, Florida!

Agent Rising

 

New Bedford Celebration Day in Fort Meyers, Florida occurs yearly and always draws a huge crowd.  Snowbirds and natives  of the Southcoast flock to this event in  Fort Myers each year to celebrate their native city.  This event   always draws close to 1,000 attendees.

WBSM will be there with PHIL Paleologos and Kasey Silvia broadcasting live from Fort Myers on March 10th and March 11th as well as from the New Bedford Day event on March 10th with live call ins during the afternoon.

BOLD Moves Real Estate will be the featured business along with Dave Garro of BOLD Moves. There will also be 40 Live and Recorded promotional announcements the week leading up to broadcast  Starting March 3, 2015.

Dave Garro, a real estate agent at BOLD Moves Real Estate is excited to be part of this event and invites everyone to listen in.

Dave Garro, along with BOLD Moves Real Estate will also be hosting another Seller’s Workshop on March 16th  at Flour Girls in Fairhaven, MA.  Stay tuned for more information.

Visit us at www.agentrising.com 

Agent Rising

 

New Agent Training Webinar!

AdobePhotoshopExpress_2015_02_08_05_45_18

The Massachusetts Association of Realtors hosted a Webinar on New Agent Training with Kate Lanagan MacGregor, broker-owner of Bold Moves Real Estate, Agent Rising Real Estate School and Beyond Bold Media.

The Webinar ran Wednesday, February 11, 2015 from 10am-11am.   Over 90 people enrolled to watch the Webinar and there was great participation.  New agents as well as seasoned agents attended and found it very informative and enlightening.

The 10 Strategies to Success Highlighted in the Webinar:

Serve, Start, Systemize, Support, Stay, Strengthen, Sell, Say Thank You, Significance, and Surprise.

In 2013, Kate chaired the New Agent PAG for Massachusetts Association of Realtors and Presented on this topic at the MAR Annual Conference and Trade Show.

The Webinar is an update on those 7 Strategies to Success

In Kate’s words:

“I believe in a strategic and comprehensive approach to developing  yourself, your brand and your business.These 10 strategies ensure that your actions are with purpose, and directed toward the success you want for yourself.I cover topics from good old fashioned thank you notes to how  to use Big Data and The Internet of Things to your benefit.

I am passionate about helping enhance the professionalism of all REALTORS®, new agents in particular.

As owner and operator of  BOLD Moves Real Estate, Agent Rising Real Estate School and Training Center, and Beyond BOLD Media, I believe that owning the 3 companies acts like a ‘3 legged stool’. Sales, Education and Marketing are all important in your success, and I tie them together in my  ‘think outside the box’ way to bring you the most relevant and positive Strategies for your Sales Success.

Have you had questions about branding, time optimization, database generation and social media? We cover those in a system that is very easy to follow!

Please join me! Whether you are a new agent, an agent wanting motivation or training a new agent, I offer a fresh perspective on what success looks like!”

If you missed the Webinar, don’t despair.  You can watch it on www.marealtor.com and click on the link with archived webinars.  You can watch the whole webinar.

Make it a BOLD Day!  Questions?  Call Kate at 508-728-3648

Visit us at www.agentrising.com

unnamed

Agent Rising

Giving Thanks!

Agent RisingGiving Thanks!  Thanksgiving is that time of year when we think back over our year and give thanks for the many blessings in our life.  Our lives may be busy and stressful, but we many times hear stories of someone who is struggling in their life and it makes us realize how lucky we really are.  There is always someone who is in a worse situation than we are and this helps to put our lives in perspective and maybe gives us a chance to help someone else out.

Thanksgiving is a great time to help out those in need and also to let our clients know how much we appreciate them.  Donating to a local charity is always a win win situation at this time of year.  You can help out those in need and feel good about yourself while doing so.  It’s also a great idea to let your clients know how much you appreciate their business.   Pop-by homemade gifts of bread or homemade treats or candy are always a great way to say thank you.  Just dropping in to drop off a quick gift is  a great idea  and people  really appreciate the thought.  You can also give of your time and volunteer at a local soup kitchen.

Take the time to let those around you know how important they are in your life.  It truly is a time to give thanks.

Visit us at www.agentrising.com

Agent Rising

Agent Rising

Real Estate Tools-Literally!

What’s in your real estate tool box literally?  We have all kinds of real estate tools to help us in business such as ipads and websites and apps we can use but what about the actual day to day duties of being a real estate agent?

A reliable car is always a must and the more economical the better.  Realtors can rack up lots of miles in their day to day travels and keeping track of mileage at tax time is important.  You can keep  a log on your iphone or ipad and the Maps App will let you know the mileage if you use it to find your next destination.  A good old small notebook in the visor of your car can also perform the same duty if you are not as tech savvy.

There are always signs to put up when you get a new listing. Having a car to carry the signs can also be an issue. A small sledge hammer with a rubber head is a great tool for driving in the stake.  Zip ties are also essential for hanging signs on the posts, adding riders and fixing any broken parts.  A rider with your personal name and number is a great investment.

What about smoke detectors?  Many homeowners may need help with installing missing smoke detectors and a small battery-powered drill with a phillips bit can help  you easily install a battery-powered smoke detector.  Extra screws are always handy to keep in your tool box.  The ones that come with the smoke detectors can be easily lost.

A good bright flashlight is always a must when showing a house.  Whether you are the buyer’s agent or listing agent, the client may forget a flashlight to check out all the dark spots in the basement or attic.  You will always be prepared if you keep one in your car.

These are just some of the tools you may want to keep handy to keep your real estate day running smoothly.  There’s no more greater frustration than showing up to put up a sign at a listing and not having the tools to get it done.

Keep a tool kit in your trunk with all the essentials and you will be ready for any situation.

Visit us a www.agentrising.com for more information on your real estate career.

Agent Rising

Command Your Brand for Less than a Grand!

Agent RisingWhat does this mean?  This is Agent Rising’s 7 Strategies for Success for New Agents.

This includes Serve, Start, Systemize, Support, Stay, Strengthen, and  Sell!

Why are You Here/

In 2011, Massachusetts Association of Realtors completed a survey.

The results found were that a high number of Realtors left before a  three year period.

Many newer Realtors asked for more New Agent Training.

This resulted in a Strategic Pan for a Mentor Program with New Agent Training.

Every week we’ll talk about one of the Seven Strategies for Success.  This will help you distinguish yourself in your marketplace with little or no experience NOW, all for less than one thousand dollars to start!

What do you want to do?  How are you going to do it?  Have a Purpose!

The first Strategy for Success is Serve!

“The best way to find yourself is to lose yourself in the service of others.”  Mahatma Gandhi

How can you help in your niche vs. what’s in it for you?

Contribution VS. Entitlement

Help others and the rest will follow.

Become active in organizations- Some brand /nice related. Some as needed by community

Service as a first and always step

“Help enough people get what they want and you naturally get what you want” Zig Ziglar

Principle of Abundance!

Abundance means for us that there is more than enough to go around.  When we practice that there is enough…business, time, fun, we leave out the feelings of scarcity and create abundance.  There is no competition.  Someone chooses you because you best fit them.  You do not beat someone out of a listing…You do not lose out to them.  You simply did not fit.  Find your fit in your branding!

Look for our Second strategy for Success next week and visit us at www.agentrising.com for more new agent information.

agent rising logo

What to Look for in the Final Walk Through!

winnersThe time has finally come! You’ve looked at houses, found the perfect one made your offer and secured your mortgage, now it’s time to sign the closing papers. There is one more step to do before the closing occurs, the final walk-through. This usually occurs 48 hours before the closing.

What should you look for? While you might be tempted to just enjoy looking at your new house and all its possibilities, you really need to be looking over the house. In your purchase and sale, there might have been a list of items staying with the house. Are they all present? Also, is everything else removed or at least ready to be moved? You don’t want to be stuck with the seller’s junk.

Were there some repairs to be made prior to closing? Have they been rectified and do they have receipts for the work? Also is there any new damage to the house made when the sellers were moving out? Any new water damage after the home inspection?

Also, check to make sure that everything is in working order. Check faucets, tubs, showers, windows, and the heating system. Turn on lights and go through the garage. It should be working as properly as at the home inspection.

If you do spot something wrong, talk to your realtor about it. They will most likely be at the walk-through with you. Now is the time to rectify the problem with the seller. They are eager to close as well.

Now you can attend the closing with peace of mind and all the excitement it deserves.

Check our website for more information at www.agentrising.com

PageLines- logo.jpg